BANK or NBFS Stocks - The next big story
Jul 28, 2021
18
Comments
Future of Banking Business
In the last 5-7 years, we have seen a drastic fall in Fixed deposits interest rates & Savings account interest rates in India.
We are slowly moving to 0% interest rates like western countries (Europe, Japan, etc).
By the Year 2025, we will be an economy with almost 0% interest rates. This will directly give rise to more home loans and increased investment in the Stock market. By 2025 we will have more and more people investing in stocks markets.
Banks will see a decrease in Fixed deposits and saving account balance. Banks will ultimately become just a medium of exchange which will ultimately lead to a collapse in interest income and profits for the banks.
Banks will ultimately, start seeing a fall in deposits and hence would find it difficult to run their business.
Future of NBFC's in India
With low interest rates, we will see increasing demand for home loans, personal loans, Car loans. NBFCs or the Non-Banking Back sector will get increased business and remuneration as more and more people will now go for loans due to the low cost of financing.
Currently, when we compare India to Western countries, 95% of people in western countries have loans (mortgage or home loans or other loans) wherein only 25% of Indians believe in taking loans. With the decrease in interest rates, the trend has now started with Indians going for more loans.
We expect loans in all categories to jump more than 10X times in the next 3-5 years. An increase in loan demand means more business for NBFC's.
As per MM99 - Time & Price Analysis (higher time frames), we see huge potential in the below-mentioned companies. In the next 5 years, NBFC's will have an upper hand compared to banks. We expect the below companies to perform significantly.
| Companies | CMP (Rs.) | MM99 Target (Rs.) |
| CHOLA FINANCE | 480 | 6,000 |
| MUTHOOT FINANCE | 1,550 | 8,000 |
| M&M FINANCE | 140 | 3,000 |
| AB CAPITAL | 115 | 3,000 |
| UJJIVAN FINANCE | 230 | 4,000 |
The above-mentioned companies will create the next big wave in financial services. We suggest each investor should have at least 100 shares in their portfolio for the above companies. With a view and time frame of 3-5 years, we expect these companies' stock prices to rally significantly.
For queries, you can contact us on +91 913 759 4010.
Rohan Shinde
Founder & Director - Market Mantra99
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18 Comments
Vijay Ramnath Kumar
Market mantra 99 & Rohan sir, your team has been doing a wonderful job. I have been tracking and following Market mantra 99 for past 3 years and our results have been outstanding. We have found our jini in you and now blindly follow MM99 to the core. Your vision and dedication has been outstanding Well done and thank you
Nov 04, 2021 12:37
VIJAY KITI Chennai
Thank you so much sir, We have been following your recommendation and making handsome profit and good investment. Thank you very much
Aug 05, 2021 12:30
Nimeet Bhat Gandhinagar Gujarat
Yes Sir. Will definitely go for these shares. We follow all your recommendations .
Jul 30, 2021 13:22
Shekhar Rao Chennai
Sir, me and my wife track and trade all stocks recommended by you. With your assistance we have started stock market investment and now we are njoying it. Thank you
Jul 30, 2021 12:33
Priti Biramne Pune
Rohan Sir, All thanks to you. Jswenergy is rocking. it is already giving 50% profit. All thanks to you. Will buy all shares recommened in this post as well. Your concept and views are awesome
Jul 30, 2021 12:30
Peter D'Souza ( Bangalore)
Rohan sir, I agree with your blog and as always you have always seen in advance. I still remember your blog last year before corona started. You had said 7700 is coming and nobody believed at that time.... in 45 days Market came down from 12400 to 7500....... As u always say, vision and thought process is important to analyze the outcome of the situation ..... I am going to buy atleast 100 shares of each of these scripts.... you are a true legend and I follow you ... Hope to meet u soon again in bangalore
Jul 30, 2021 09:51
Anandan
Good Projections, and PSU Bank's will get less attraction because NPA issues killing, and erosion of capital .. very soon Govt. will sale PSU bank to NBFC.. so control get better. growth get monitored.
Jul 30, 2021 05:48
Vilay das
Yes. With RBI playing a big role ....interest rates will fall........ Nbfc's the big story in the making
Jul 29, 2021 22:13
Kiran Kulkarni
Rohan sir .Great vision . thanks
Jul 29, 2021 22:08
Santosh anagre
Sir You have gave us quite great guideline 👌👍
Jul 29, 2021 22:00
Chitra T
Rohan sir,I have been following you for past 2 years. You have so much to give . Everytime your come up with these blogs and it is an eye opener for me. I wish I could have joined you before
Jul 29, 2021 21:56
Vivek c
Yes......absolutely Rohan sir.......Nbfc the next game in making......
Jul 29, 2021 21:53
Sameer Lalvani
Rohan sir......ur views and ideas are awesome...... Truly inspirational and visionary. Your blogs makes us realise the true sense of investment. I am a raving fan of yours...
Jul 29, 2021 21:44
Vinayak
Seen the rally in bajajfin serv Was in doubt why its growing Cleared the same with this article... Thanks Rohan ji 🙏
Jul 29, 2021 21:27
Sourabh Zagade
Thank You Rohan Sir 🙏 Really eye opener blog
Jul 29, 2021 21:24
Vishal Bhagwan Patil
This is a big opportunity for us .. SIR THANKYOU
Jul 29, 2021 21:23
Nilesh Jivandhar Wadkar
An Eye opening blog sir.... Thanks for this....
Jul 29, 2021 21:01
Rupesh
Jabardast
Jul 29, 2021 20:57